Dealing with money requires discipline. Otherwise, it’s spent faster than it’s earned. The challenge is often to keep track of income, expenses, savings, debt and credit. The more items come together, the more confusing the financial situation becomes. With willpower and perseverance, however, clarity and a beneficial balance can be achieved relatively easily. Consumer credit is risky Debt can be a health hazard in the long run because it constantly causes stress unconsciously… Read More